Among them are lawyers, CPA’s, Human Resources, Marketing Teams, and one of the most important, in my view, is a resource that gives you access to business funding quickly, so that your business can take advantage of opportunity.
Maybe you can use our funding to buy more equipment to service a big project for a new client, or maybe you need funding to grow and expand your business with more warehouse space or more office space, or if you own a restaurant, maybe adding a covered patio can add more chairs and tables to help increase your cash flow, or maybe our funding can help you to cover payroll while you wait for your receivables to catch up.
Every business is unique and the opportunities for every business are everywhere, RevitUp Capital can help you to get the funding that you need to move on towards your opportunity fast.
Sure, you can certainly apply at your local bank or local credit union for a business loan, in fact, we highly encourage you to go to your local bank or credit union first, as the banks and credit unions can offer you the best terms and the best interest rates, but you’re business is going to have to first qualify, and then, you must have the time to… wait.
You see, when you apply for a business loan at a bank or a credit union, the process may feel as though you are applying for a mortgage, because the bank will have you jumping through quite a few hoops, and they will need to go deep into your business financials, which is understandable, they have to satisfy their corporate requirements.
To begin with, in order to qualify for a business loan with your bank, the bank is going to need to see up to three years of a near perfect business record, and all of lending is based on three things: Cash Flow, Credit, and Collateral.
Cash Flow: can you show consistent cash flow, meaning more money coming in than going out and not show that you are overdrawing your checking account
Credit: do you have a personal FICO credit score of 780 or above (in 2025 banks are tightening up so you may need to show a FICO of 800+ to qualify, all banks have their own FICO standards)
Collateral: Real Estate (your house or your office building), Vehicles, Stocks, Bonds, IRA’s, Accounts Receivables, Crypto.
If all three things are strong in your business, then you should absolutely consider going to your bank or credit union for your business loan, as all three things will give you tremendous leverage to negotiate the best terms and the best interest rates.
Assuming, of course, that you have the time to… wait, because many bank loans can take 30, 60, and sometimes up to 90 days to get an approval.
RevitUp Capital is in business to help you and your business succeed, by helping you to get the funding that you need, to take advantage of your next business opportunity.
Let us know how we can help.
